GarnishmentCalc

State-by-State Wage Garnishment Laws

ME Garnishment Law

Maine Wage Garnishment Calculator

Maine provides stronger wage garnishment protections than federal law by protecting 40 times the state minimum wage from garnishment. With Maine's minimum wage at $14.15 per hour, this means $566.00 per week is protected — significantly more than the federal protection of $217.50 per week.

Key Maine garnishment facts

State abbreviationME
Consumer debt limit25% of disposable earnings, subject to the 40x minimum wage test
Child support limit50% if supporting another family, 60% otherwise, plus 5% for arrears
Federal student loans15% administrative garnishment cap
State minimum wage$14.15
Minimum wage source used in calculatorMaine minimum wage
Head of household protectionNo additional protection listed
Statute referenceMaine Revised Statutes Title 14, §3127-A

Additional notes

Maine protects 40 times the state minimum wage from garnishment, providing stronger protection than federal law.

Tax levy note: Maine Revenue Services can levy wages for state tax debts.

Key protections and reminders

  • • 40x state minimum wage protected ($566/week)
  • • Stronger protection than federal CCPA baseline
  • • Court judgment required for consumer debt garnishment
  • • Specific exemption claim procedures available