AK Garnishment Law
Alaska adheres to federal wage garnishment limits under the Consumer Credit Protection Act. While Alaska has a higher state minimum wage than the federal level, garnishment calculations still use the federal minimum wage of $7.25 per hour. Notably, Alaska has no state income tax, which can result in higher disposable earnings and potentially higher garnishment amounts.
| State abbreviation | AK |
|---|---|
| Consumer debt limit | 25% of disposable earnings, subject to the 30x minimum wage test |
| Child support limit | 50% if supporting another family, 60% otherwise, plus 5% for arrears |
| Federal student loans | 15% administrative garnishment cap |
| State minimum wage | $11.73 |
| Minimum wage source used in calculator | Federal minimum wage baseline |
| Head of household protection | No additional protection listed |
| Statute reference | Alaska Statutes §09.38 |
Alaska follows federal garnishment limits. The state has no income tax, which may affect disposable earnings calculations. Alaska's higher minimum wage does not change the federal garnishment calculation.
Tax levy note: Alaska has no state income tax. Federal IRS levies use their own formula.