Alaska Wage Garnishment Calculator
Enter your income details to estimate the maximum that can legally be taken from your paycheck under Alaska and federal rules.
Key Alaska garnishment facts
| State abbreviation | AK |
|---|---|
| Consumer debt limit | 25% of disposable earnings, subject to the 30x minimum wage test |
| Child support limit | 50% if supporting another family, 60% otherwise, plus 5% for arrears |
| Federal student loans | 15% administrative garnishment cap |
| State minimum wage | $14.00 |
| Minimum wage source used in calculator | Federal minimum wage baseline |
| Head of household protection | No additional protection listed |
| Statute reference | Alaska Statutes §09.38 |
Additional notes
Alaska does not use the federal 30x-minimum-wage floor. Under the Alaska Exemptions Act, $473 of weekly net earnings is exempt from garnishment (AS 09.38.030, as adjusted by 8 AAC 95.030) — rising to $743/week if you are the sole wage earner in your household (AS 09.38.050). The federal 25% CCPA cap still applies on top. Alaska has no state income tax, which may affect disposable earnings calculations.
Tax levy note: Alaska has no state income tax. Federal IRS levies use their own formula.
Key protections and reminders
- • $473 of weekly net earnings fully exempt (AS 09.38.030, adjusted by 8 AAC 95.030)
- • $743/week exempt if you are the sole wage earner in your household (AS 09.38.050)
- • Federal CCPA 25% cap applies above the exempt floor
- • No state income tax — disposable earnings may be higher
- • Alaska Permanent Fund dividends may be subject to garnishment for child support
Run the numbers: three Alaska paychecks
These weekly examples assume roughly 25% of gross pay goes to legally required deductions; the calculator above lets you use your own numbers and pay schedule.
| Gross weekly pay | Est. disposable | Max consumer-debt garnishment |
|---|---|---|
| $800.00 | $600.00 | $150.00 |
| $1,200.00 | $900.00 | $225.00 |
| $2,000.00 | $1,500.00 | $375.00 |
For the full legal picture — process, exemptions, and how to respond — read the companion guide: Alaska Wage Garnishment Laws Explained.
Calculator questions, answered
What are “disposable earnings”?
Your pay after legally required deductions — federal and state taxes, Social Security, and Medicare. Voluntary deductions like health insurance or 401(k) contributions usually do NOT reduce disposable earnings for garnishment purposes. The calculator estimates deductions at 25% of gross; your paystub has the real figure.
How much of my paycheck is completely safe in Alaska?
Weekly disposable earnings at or below $217.50 (30× the federal minimum wage) cannot be touched for consumer debts, and the percentage cap limits what can be taken above that line.
How accurate is this calculator?
It applies the current Alaska and federal formulas to the numbers you enter, but it estimates your deductions and cannot know case-specific court orders. Treat the result as a close estimate, and the court order as the final word. Alaska has no state income tax. Federal IRS levies use their own formula.
What if I have more than one garnishment?
Federal law caps the combined total, and priority matters: child support first, then tax levies, then other debts. A second creditor generally has to wait if the first already takes the legal maximum.