AR Garnishment Law
Arkansas follows the federal Consumer Credit Protection Act for wage garnishment limits. The state allows garnishment of up to 25% of disposable earnings for consumer debts. Arkansas has constitutional provisions that provide some additional protections, particularly for the wages of married individuals, though these protections have been narrowed by court interpretations over the years.
| State abbreviation | AR |
|---|---|
| Consumer debt limit | 25% of disposable earnings, subject to the 30x minimum wage test |
| Child support limit | 50% if supporting another family, 60% otherwise, plus 5% for arrears |
| Federal student loans | 15% administrative garnishment cap |
| State minimum wage | $11.00 |
| Minimum wage source used in calculator | Federal minimum wage baseline |
| Head of household protection | No additional protection listed |
| Statute reference | Arkansas Code §16-110-401 et seq. |
Arkansas follows federal CCPA limits. The state constitution provides some additional protections for wages of married persons.
Tax levy note: Arkansas Department of Finance and Administration can levy wages for state tax debts.