Maine provides enhanced wage garnishment protections by using 40 times the state minimum wage as the protection threshold. With Maine's minimum wage at $14.15/hour, this means $566/week is protected — significantly more than the federal $217.50/week threshold.
Maine's Enhanced Protections
Maine limits consumer debt garnishment to the lesser of 25% of disposable earnings or the amount exceeding 40 times the Maine minimum wage per week. This higher threshold means more of your income is protected before any garnishment can occur.
Use our Maine Wage Garnishment Calculator to see your protected amount. You can also check tools for other states such as California Wage Garnishment Calculator, Texas Wage Garnishment Calculator, and Florida Wage Garnishment Calculator.
Maine Garnishment Process
In Maine, a creditor must obtain a judgment and then file a disclosure proceeding. Maine's process includes strong notice requirements and opportunities to claim exemptions before garnishment begins.
Exemptions
Maine exempts Social Security, veterans benefits, unemployment compensation, and workers compensation from garnishment. Maine also provides hardship exemptions. See our exemption filing guide to learn how to protect your income.
Need Help Beyond the Calculator?
If you're dealing with wage garnishment or other debt issues, professional help may be the fastest path forward. Visit our Resources page to explore vetted options for debt relief.
Compare Maine with other states at our comparison tool or browse all state guides at States page. For more insights, check out related blogs like States With the Strongest Wage Garnishment Protections and How Much Can Be Garnished From My Paycheck?.