Oregon follows the federal CCPA baseline for wage garnishment, allowing creditors to garnish up to 25% of disposable earnings or the amount exceeding 30 times the federal minimum wage, whichever is less. Oregon has some additional state-specific procedures and protections. You can also compare it with other states using our comparison tool, or use calculators for other states such as California Wage Garnishment Calculator, Texas Wage Garnishment Calculator, and Florida Wage Garnishment Calculator.
Oregon Garnishment Process
In Oregon, a creditor must obtain a judgment and then file a writ of garnishment. Oregon provides strong notice requirements and opportunities to claim exemptions before garnishment begins. You can learn more about the process in our blog post How to Stop Wage Garnishment in Florida which has tips applicable to Oregon as well.
Calculate your garnishment with our Oregon Wage Garnishment Calculator. You might also find our How Much Can Be Garnished From My Paycheck? article helpful for understanding limits.
Oregon Exemptions
Oregon exempts Social Security, veterans benefits, unemployment compensation, and workers compensation from garnishment. Oregon also provides some protection for retirement benefits and has specific rules about the minimum amount of wages that must be protected. For comparisons, check out exemptions in other states with our states overview page or calculators like the Illinois Wage Garnishment Calculator and Georgia Wage Garnishment Calculator.
Taking Action
Need Help Beyond the Calculator?
If you're dealing with wage garnishment in Oregon or other states, professional help may be the fastest path forward. Visit our Resources page to explore vetted options for legal help.
If facing garnishment in Oregon, explore settlement negotiation or exemption claims. Compare Oregon with other states at our comparison tool. For additional reading, see Can My Employer Fire Me for Wage Garnishment? and Wage Garnishment vs Bank Levy: What's the Difference?.