OR Garnishment Law
Oregon provides wage garnishment protections that follow the federal CCPA framework with some additional state-specific protections. The state limits garnishment to the lesser of 25% of disposable earnings or the amount exceeding $254 per week. Oregon also provides a $7,500 annual exemption for wages, offering additional protection for workers.
| State abbreviation | OR |
|---|---|
| Consumer debt limit | 25% of disposable earnings, subject to the 30x minimum wage test |
| Child support limit | 50% if supporting another family, 60% otherwise, plus 5% for arrears |
| Federal student loans | 15% administrative garnishment cap |
| State minimum wage | $14.70 |
| Minimum wage source used in calculator | Federal minimum wage baseline |
| Head of household protection | No additional protection listed |
| Statute reference | Oregon Revised Statutes §18.385 |
Oregon limits garnishment to the lesser of 25% of disposable earnings or the amount exceeding $254/week. Oregon also has a $7,500 annual exemption for wages.
Tax levy note: Oregon Department of Revenue can levy wages for state tax debts.