Ohio follows the federal CCPA baseline for wage garnishment, allowing creditors to garnish up to 25% of disposable earnings or the amount exceeding 30 times the federal minimum wage, whichever is less. You can also check out our California Wage Garnishment Calculator, Texas Wage Garnishment Calculator, and Florida Wage Garnishment Calculator to compare how Ohio's rules stand with high-traffic states.
Ohio Garnishment Process
In Ohio, a creditor must obtain a judgment and file a garnishment order. Ohio uses a continuing garnishment system. Your employer receives the order and must begin withholding. Learn more about the process in Ohio Wage Garnishment Laws Explained and see how it compares at our comparison tool.
Calculate your garnishment with our Ohio Wage Garnishment Calculator.
Ohio Exemptions
Ohio exempts Social Security, veterans benefits, unemployment compensation, and workers compensation from garnishment. Ohio also provides some protection for retirement benefits and a personal earnings exemption. For more details, see Ohio Wage Garnishment: How Much Can Be Taken From Your Paycheck and North Carolina Wage Garnishment Exemptions Explained.
Taking Action
If facing garnishment in Ohio, consider negotiating a settlement or filing an exemption. Also, check out Can My Employer Fire Me for Wage Garnishment? and How Much Can Be Garnished From My Paycheck? to better protect your rights. Compare Ohio with other states at our comparison tool or browse garnishment laws by state on our states page.
Need Help Beyond the Calculator?
If you're dealing with wage garnishment challenges, professional help may be the fastest path forward. Visit our Resources page to explore vetted options for debt relief.