OH Garnishment Law

Ohio Wage Garnishment Calculator

Ohio follows federal wage garnishment limits under the Consumer Credit Protection Act but provides an additional minimum exemption. Ohio law requires that at least $425.00 per week of personal earnings be exempt from garnishment, which is nearly double the federal protection of $217.50 per week. This provides significant additional protection for Ohio workers.

Key Ohio garnishment facts

State abbreviationOH
Consumer debt limit25% of disposable earnings, subject to the 30x minimum wage test
Child support limit50% if supporting another family, 60% otherwise, plus 5% for arrears
Federal student loans15% administrative garnishment cap
State minimum wage$10.45
Minimum wage source used in calculatorFederal minimum wage baseline
Head of household protectionNo additional protection listed
Statute referenceOhio Revised Code §2329.66

Additional notes

Ohio follows federal CCPA limits. The state requires a minimum of $425.00/week to be exempt from garnishment for personal earnings.

Tax levy note: Ohio Department of Taxation can levy wages for state tax debts.

Key protections and reminders

  • • Minimum $425/week exempt from garnishment
  • • Nearly double the federal protection
  • • 25% of disposable earnings maximum for consumer debt
  • • Court judgment required before garnishment