New Hampshire provides one of the strongest minimum wage protections in the nation by using 50 times the federal minimum wage as the protection threshold. This means $362.50/week is protected from garnishment — significantly more than the federal $217.50/week threshold (30x). Learn how this compares to other states on our States page.
New Hampshire's 50x Protection
New Hampshire's 50x multiplier means that workers earning up to $362.50/week in disposable earnings cannot have their wages garnished at all for consumer debts. For those earning above this threshold, the garnishment is limited to the lesser of 25% of disposable earnings or the amount exceeding the 50x threshold.
Use our New Hampshire Wage Garnishment Calculator to see your protected amount. You can also check out calculators for other major states like California Wage Garnishment Calculator, Texas Wage Garnishment Calculator, and Florida Wage Garnishment Calculator.
New Hampshire Garnishment Process
In New Hampshire, a creditor must obtain a judgment and then file for a wage attachment. New Hampshire provides notice requirements and opportunities to claim exemptions. For more on how wage garnishment works and how it differs from other collection methods, see our Wage Garnishment vs Bank Levy: What's the Difference? article.
Exemptions
New Hampshire exempts Social Security, veterans benefits, unemployment compensation, and workers compensation. The state also provides strong protections for retirement benefits. Compare New Hampshire's strong protections with other states at our comparison tool.
Need Help Beyond the Calculator?
If you're dealing with wage garnishment or debt collection issues, professional help may be the fastest path forward. Visit our Resources page to explore vetted options for debt relief.
For additional guidance on protecting your income, check out How to File a Wage Garnishment Exemption and learn How Much Can Be Garnished From My Paycheck?