NH Garnishment Law
New Hampshire provides stronger wage garnishment protections than federal law by protecting 50 times the federal minimum wage from garnishment ($362.50 per week), compared to the federal protection of 30 times ($217.50 per week). New Hampshire also has no state income tax on wages, which affects disposable earnings calculations.
| State abbreviation | NH |
|---|---|
| Consumer debt limit | 25% of disposable earnings, subject to the 50x minimum wage test |
| Child support limit | 50% if supporting another family, 60% otherwise, plus 5% for arrears |
| Federal student loans | 15% administrative garnishment cap |
| State minimum wage | $7.25 |
| Minimum wage source used in calculator | Federal minimum wage baseline |
| Head of household protection | No additional protection listed |
| Statute reference | New Hampshire RSA 512:21 |
New Hampshire protects 50 times the federal minimum wage from garnishment ($362.50/week), providing stronger protection than the federal 30x multiplier.
Tax levy note: New Hampshire has no state income tax on wages. Federal IRS levies use their own formula.