Montana follows the federal CCPA baseline for wage garnishment, allowing creditors to garnish up to 25% of disposable earnings or the amount exceeding 30 times the federal minimum wage, whichever is less.
Montana Garnishment Process
In Montana, a creditor must obtain a judgment and file a writ of execution. The writ is served on your employer, who must comply by withholding the specified amount.
Calculate your garnishment with our Montana Wage Garnishment Calculator. You can also check your state’s specifics with our California Wage Garnishment Calculator, Texas Wage Garnishment Calculator, or Florida Wage Garnishment Calculator for comparison.
Montana Exemptions
Montana exempts Social Security, veterans benefits, unemployment compensation, and workers compensation from garnishment. Montana also provides some protection for retirement benefits and personal property.
Taking Action
If facing garnishment in Montana, explore settlement negotiation or exemption claims. Compare Montana with other states at our comparison tool, or browse more detailed guides from states with the strongest wage garnishment protections to know your rights better.
Need Help Beyond the Calculator?
If you're dealing with wage garnishment in Montana, professional help may be the fastest path forward. Visit our Resources page to explore vetted options for legal help.