MT Garnishment Law

Montana Wage Garnishment Calculator

Montana follows the federal Consumer Credit Protection Act for wage garnishment limits. Creditors can garnish up to 25% of your disposable earnings or the amount by which your weekly disposable earnings exceed 30 times the federal minimum wage, whichever is less.

Key Montana garnishment facts

State abbreviationMT
Consumer debt limit25% of disposable earnings, subject to the 30x minimum wage test
Child support limit50% if supporting another family, 60% otherwise, plus 5% for arrears
Federal student loans15% administrative garnishment cap
State minimum wage$10.55
Minimum wage source used in calculatorFederal minimum wage baseline
Head of household protectionNo additional protection listed
Statute referenceMontana Code §25-13-614

Additional notes

Montana follows federal CCPA limits for wage garnishment. The state does not provide additional protections beyond federal law.

Tax levy note: Montana Department of Revenue can levy wages for state tax debts.

Key protections and reminders

  • • Federal CCPA limits apply: 25% of disposable earnings
  • • 30x federal minimum wage ($217.50/week) protected
  • • Court judgment required before garnishment
  • • Specific notice requirements for garnishment