Missouri follows the federal CCPA baseline for wage garnishment, allowing creditors to garnish up to 25% of disposable earnings or the amount exceeding 30 times the federal minimum wage, whichever is less. Missouri has some additional state-specific procedures.
Missouri Garnishment Process
In Missouri, a creditor must obtain a judgment and then file a garnishment action. Missouri uses a continuing garnishment system. Your employer receives the garnishment order and must begin withholding.
Use our Missouri Wage Garnishment Calculator to determine your garnishment amount. You might also compare laws from other states like California Wage Garnishment Calculator, Texas Wage Garnishment Calculator, or Florida Wage Garnishment Calculator.
Missouri Exemptions
Missouri exempts Social Security, veterans benefits, unemployment compensation, and workers compensation from garnishment. Missouri also provides a head-of-household exemption that can provide additional protection for workers supporting dependents.
Options
Consider negotiating a settlement or filing an exemption claim. Compare Missouri with other states at our comparison tool or explore garnishment laws in other states.
Need Help Beyond the Calculator?
If you're dealing with wage garnishment in Missouri and need professional advice or assistance, professional help may be the fastest path forward. Visit our Resources page to explore vetted options for legal help.
For more insights, read our articles like Can Bonuses, Commissions, Overtime, or Severance Be Garnished? and Can My Employer Fire Me for Wage Garnishment?. You can also learn about How Much Can Be Garnished From My Paycheck? to understand your protections better.