MO Garnishment Law
Missouri provides enhanced protections for heads of household. While the standard garnishment limit follows the federal 25% of disposable earnings, Missouri reduces this to just 10% of disposable earnings for individuals who qualify as head of household. This makes Missouri one of the more protective states for families facing wage garnishment.
| State abbreviation | MO |
|---|---|
| Consumer debt limit | 25% of disposable earnings, subject to the 30x minimum wage test |
| Child support limit | 50% if supporting another family, 60% otherwise, plus 5% for arrears |
| Federal student loans | 15% administrative garnishment cap |
| State minimum wage | $13.75 |
| Minimum wage source used in calculator | Federal minimum wage baseline |
| Head of household protection | Yes |
| Statute reference | Missouri Revised Statutes §525.030 |
Missouri provides a head of household exemption. If you are the head of a family, you may be able to protect a greater portion of your wages from garnishment. Missouri limits garnishment to 25% of disposable earnings or 10% for head of household filers.
Tax levy note: Missouri Department of Revenue can levy wages for state tax debts.