Mississippi follows the federal CCPA baseline for wage garnishment, allowing creditors to garnish up to 25% of disposable earnings or the amount exceeding 30 times the federal minimum wage, whichever is less. For comparison, see our California Wage Garnishment Calculator, Texas Wage Garnishment Calculator, and Florida Wage Garnishment Calculator.
Mississippi Garnishment Process
In Mississippi, a creditor must obtain a judgment and file a writ of garnishment. The writ is served on your employer, who must comply by withholding the specified amount. Learn more about wage garnishment differences in Wage Garnishment vs Bank Levy: What's the Difference? and understand Can My Employer Fire Me for Wage Garnishment?.
Calculate your garnishment with our Mississippi Wage Garnishment Calculator.
Mississippi Exemptions
Mississippi exempts Social Security, veterans benefits, unemployment compensation, and workers compensation from garnishment. Mississippi also provides some protection for retirement benefits. For detailed exemption procedures, check out How to File a Wage Garnishment Exemption.
Taking Action
Need Help Beyond the Calculator?
If you're dealing with wage garnishment in Mississippi, professional help may be the fastest path forward. Visit our Resources page to explore vetted options for legal help.
If facing garnishment in Mississippi, consider negotiating a settlement or consulting with a Mississippi attorney. Compare Mississippi with other states at our comparison tool or browse wage garnishment laws by state at States.