MS Garnishment Law
Mississippi follows the federal Consumer Credit Protection Act for wage garnishment limits. The state provides that 75% of earned but unpaid wages are exempt from garnishment, meaning up to 25% can be garnished for consumer debts. Mississippi does not provide additional protections beyond the federal baseline.
| State abbreviation | MS |
|---|---|
| Consumer debt limit | 25% of disposable earnings, subject to the 30x minimum wage test |
| Child support limit | 50% if supporting another family, 60% otherwise, plus 5% for arrears |
| Federal student loans | 15% administrative garnishment cap |
| State minimum wage | $7.25 |
| Minimum wage source used in calculator | Federal minimum wage baseline |
| Head of household protection | No additional protection listed |
| Statute reference | Mississippi Code §85-3-4 |
Mississippi follows federal CCPA limits. The state provides that 75% of earned but unpaid wages are exempt from garnishment.
Tax levy note: Mississippi Department of Revenue can levy wages for state tax debts.