Michigan follows the federal CCPA baseline for wage garnishment percentages, but provides an important additional protection: Michigan prohibits employers from firing employees for any number of garnishments, going beyond the federal single-garnishment protection. You can also see how Michigan compares to other states using our comparison tool.
Michigan Garnishment Process
In Michigan, a creditor must obtain a judgment and then file a writ of garnishment. The writ is served on your employer, who must begin withholding the specified amount. Michigan uses a periodic garnishment system.
Calculate your garnishment with our Michigan Wage Garnishment Calculator or try calculators for other popular states like California Wage Garnishment Calculator, Texas Wage Garnishment Calculator, and Florida Wage Garnishment Calculator.
Employment Protection
Michigan's prohibition on firing employees for any number of garnishments is a significant protection. While federal law only protects against termination for a single garnishment, Michigan extends this protection regardless of how many garnishments you have. See our article on employer termination and garnishment as well as States With the Strongest Wage Garnishment Protections for more context.
Exemptions
Michigan exempts Social Security, veterans benefits, unemployment compensation, and workers compensation from garnishment. Michigan also provides hardship exemptions. See our exemption filing guide and check out our detailed guide on How to Stop Wage Garnishment in Michigan: A Step-by-Step Guide.
Need Help Beyond the Calculator?
If you're dealing with wage garnishment and need expert assistance, professional help may be the fastest path forward. Visit our Resources page to explore vetted options for legal help.
Compare Michigan with other states at our comparison tool or explore detailed laws for more states at States Wage Garnishment Laws.