Maryland follows the federal CCPA baseline for wage garnishment, allowing creditors to garnish up to 25% of disposable earnings or the amount exceeding 30 times the federal minimum wage, whichever is less. Maryland has some additional state-specific procedures and protections. For comparison, check out our California Wage Garnishment Calculator and Texas Wage Garnishment Calculator.
Maryland Garnishment Process
In Maryland, a creditor must obtain a judgment and then file a request for garnishment with the court. Maryland uses a continuing garnishment system. Your employer must comply with the garnishment order and begin withholding from your paycheck.
Calculate your garnishment with our Maryland Wage Garnishment Calculator. Also, see how Maryland compares with other states using our state wage garnishment laws.
Maryland Exemptions
Maryland exempts Social Security, veterans benefits, unemployment compensation, and workers compensation from garnishment. Maryland also provides some protection for retirement benefits and has specific rules about the garnishment of joint bank accounts. Learn more about exemptions in other states like Florida and Illinois.
Taking Action
Need Help Beyond the Calculator?
If you're dealing with wage garnishment or debt issues, professional help may be the fastest path forward. Visit our Resources page to explore vetted options for debt relief.
If facing garnishment in Maryland, consider negotiating a settlement or filing an exemption. Compare Maryland with other states at our comparison tool. For more helpful guides, check out Can My Employer Fire Me for Wage Garnishment? and How Much Can Be Garnished From My Paycheck?.