MD Garnishment Law
Maryland provides wage garnishment protections that vary by county. In most of the state, garnishment is limited to 25% of disposable wages. However, in Caroline, Kent, Queen Anne's, and Worcester counties, the limit is reduced to just 15% of disposable wages. Maryland also uses a higher weekly protection threshold than the federal minimum, providing additional protection for lower-income workers.
| State abbreviation | MD |
|---|---|
| Consumer debt limit | 25% of disposable earnings, subject to the 30x minimum wage test |
| Child support limit | 50% if supporting another family, 60% otherwise, plus 5% for arrears |
| Federal student loans | 15% administrative garnishment cap |
| State minimum wage | $15.00 |
| Minimum wage source used in calculator | Federal minimum wage baseline |
| Head of household protection | No additional protection listed |
| Statute reference | Maryland Code, Commercial Law §15-601.1 |
Maryland limits garnishment to 25% of disposable wages but also caps it at the amount exceeding $290.63/week (equivalent to 40x federal minimum wage). Caroline, Kent, Queen Anne's, and Worcester counties have a lower garnishment limit of 15%.
Tax levy note: Maryland Comptroller can levy wages for state tax debts.