WI Garnishment Law
Wisconsin provides stronger wage garnishment protections than federal law. The state limits consumer debt garnishment to 20% of disposable earnings (compared to the federal 25%) and provides a subsistence allowance that must be protected from garnishment. These protections ensure that Wisconsin workers retain a larger portion of their earnings.
| State abbreviation | WI |
|---|---|
| Consumer debt limit | 20% of disposable earnings, subject to the 30x minimum wage test |
| Child support limit | 50% if supporting another family, 60% otherwise, plus 5% for arrears |
| Federal student loans | 15% administrative garnishment cap |
| State minimum wage | $7.25 |
| Minimum wage source used in calculator | Federal minimum wage baseline |
| Head of household protection | No additional protection listed |
| Statute reference | Wisconsin Statutes §812.34 |
Wisconsin limits consumer debt garnishment to 20% of disposable earnings, which is more protective than the federal 25% limit. The state also provides a subsistence allowance that must be protected.
Tax levy note: Wisconsin Department of Revenue can levy wages for state tax debts.