WV Garnishment Law
West Virginia provides stronger wage garnishment protections than federal law for consumer debts. While federal law allows up to 25% of disposable earnings to be garnished, West Virginia caps consumer debt garnishment at 20% of disposable earnings. This provides additional protection for West Virginia workers facing wage garnishment.
| State abbreviation | WV |
|---|---|
| Consumer debt limit | 20% of disposable earnings, subject to the 30x minimum wage test |
| Child support limit | 50% if supporting another family, 60% otherwise, plus 5% for arrears |
| Federal student loans | 15% administrative garnishment cap |
| State minimum wage | $8.75 |
| Minimum wage source used in calculator | Federal minimum wage baseline |
| Head of household protection | No additional protection listed |
| Statute reference | West Virginia Code §46A-2-130 |
West Virginia limits consumer debt garnishment to 20% of disposable earnings, which is more protective than the federal 25% limit.
Tax levy note: West Virginia State Tax Department can levy wages for state tax debts.