WA Garnishment Law
Washington provides strong wage garnishment protections by protecting 35 times the state minimum wage from garnishment. With Washington's minimum wage at $16.66 per hour, this means $583.10 per week is protected — nearly triple the federal protection of $217.50. Washington also has no state income tax, which results in higher disposable earnings.
| State abbreviation | WA |
|---|---|
| Consumer debt limit | 25% of disposable earnings, subject to the 35x minimum wage test |
| Child support limit | 50% if supporting another family, 60% otherwise, plus 5% for arrears |
| Federal student loans | 15% administrative garnishment cap |
| State minimum wage | $16.66 |
| Minimum wage source used in calculator | Washington minimum wage |
| Head of household protection | No additional protection listed |
| Statute reference | Washington Revised Code §6.27.150 |
Washington protects 35 times the state minimum wage from garnishment. With Washington's $16.66/hr minimum wage, $583.10/week is protected. No state income tax.
Tax levy note: Washington has no state income tax. Federal IRS levies use their own formula.