VA Garnishment Law
Virginia provides enhanced wage garnishment protections compared to federal law. The state protects 40 times the Virginia minimum wage from garnishment. With the state minimum wage at $12.41 per hour, this means $496.40 per week is protected — more than double the federal protection of $217.50 per week.
| State abbreviation | VA |
|---|---|
| Consumer debt limit | 25% of disposable earnings, subject to the 40x minimum wage test |
| Child support limit | 50% if supporting another family, 60% otherwise, plus 5% for arrears |
| Federal student loans | 15% administrative garnishment cap |
| State minimum wage | $12.41 |
| Minimum wage source used in calculator | Virginia minimum wage |
| Head of household protection | No additional protection listed |
| Statute reference | Virginia Code §34-29 |
Virginia protects 40 times the state minimum wage from garnishment, providing stronger protection than federal law. With Virginia's $12.41/hr minimum wage, $496.40/week is protected.
Tax levy note: Virginia Department of Taxation can levy wages for state tax debts.