SC Garnishment Law
South Carolina is one of the most protective states in the nation when it comes to wage garnishment. The state completely prohibits wage garnishment for consumer debts, including credit card debt, medical bills, and personal loans. Wages can only be garnished in South Carolina for child support, federal and state taxes, and federal student loans.
| State abbreviation | SC |
|---|---|
| Consumer debt limit | 0% of disposable earnings, subject to the 0x minimum wage test |
| Child support limit | 50% if supporting another family, 60% otherwise, plus 5% for arrears |
| Federal student loans | 15% administrative garnishment cap |
| State minimum wage | $7.25 |
| Minimum wage source used in calculator | Federal minimum wage baseline |
| Head of household protection | No additional protection listed |
| Statute reference | South Carolina Code §15-39-410 |
South Carolina does NOT allow wage garnishment for consumer debts. Wages can only be garnished for child support, taxes, and student loans. This makes SC one of the most protective states.
Tax levy note: South Carolina Department of Revenue can levy wages for state tax debts.