RI Garnishment Law

Rhode Island Wage Garnishment Calculator

Rhode Island follows the federal Consumer Credit Protection Act for wage garnishment limits. Creditors can garnish up to 25% of your disposable earnings or the amount by which your weekly disposable earnings exceed 30 times the federal minimum wage, whichever is less.

Key Rhode Island garnishment facts

State abbreviationRI
Consumer debt limit25% of disposable earnings, subject to the 30x minimum wage test
Child support limit50% if supporting another family, 60% otherwise, plus 5% for arrears
Federal student loans15% administrative garnishment cap
State minimum wage$14.00
Minimum wage source used in calculatorFederal minimum wage baseline
Head of household protectionNo additional protection listed
Statute referenceRhode Island General Laws §10-5-8

Additional notes

Rhode Island follows federal CCPA limits for wage garnishment. The state does not provide additional protections beyond federal law.

Tax levy note: Rhode Island Division of Taxation can levy wages for state tax debts.

Key protections and reminders

  • • Federal CCPA limits apply: 25% of disposable earnings
  • • 30x federal minimum wage ($217.50/week) protected
  • • Court judgment required before garnishment
  • • Specific notice requirements for garnishment