ND Garnishment Law
North Dakota provides enhanced wage garnishment protections compared to federal law. The state protects 40 times the federal minimum wage from garnishment ($290.00 per week), compared to the federal protection of 30 times ($217.50 per week). This provides additional protection for lower-income workers in North Dakota.
| State abbreviation | ND |
|---|---|
| Consumer debt limit | 25% of disposable earnings, subject to the 40x minimum wage test |
| Child support limit | 50% if supporting another family, 60% otherwise, plus 5% for arrears |
| Federal student loans | 15% administrative garnishment cap |
| State minimum wage | $7.25 |
| Minimum wage source used in calculator | Federal minimum wage baseline |
| Head of household protection | No additional protection listed |
| Statute reference | North Dakota Century Code §32-09.1 |
North Dakota protects 40 times the federal minimum wage from garnishment ($290/week), providing stronger protection than the federal 30x multiplier.
Tax levy note: North Dakota Office of State Tax Commissioner can levy wages for state tax debts.