Nevada Wage Garnishment Calculator
Enter your income details to estimate the maximum that can legally be taken from your paycheck under Nevada and federal rules.
Key Nevada garnishment facts
| State abbreviation | NV |
|---|---|
| Consumer debt limit | 18% of disposable earnings if gross weekly wage ≤ $770, otherwise 25%; never more than the amount above 50x the federal minimum wage (NRS 31.295) |
| Child support limit | 50% if supporting another family, 60% otherwise, plus 5% for arrears |
| Federal student loans | 15% administrative garnishment cap |
| State minimum wage | $12.00 |
| Minimum wage source used in calculator | Federal minimum wage baseline |
| Head of household protection | No additional protection listed |
| Statute reference | Nevada Revised Statutes §31.295 |
Additional notes
Nevada uses an income-based cap (NRS 31.295): a creditor may take 18% of disposable earnings if your gross weekly wage is $770 or less, or 25% if it is above $770 — and never more than the amount by which disposable earnings exceed 50 times the federal minimum wage ($362.50/week). Nevada also has no state income tax.
Tax levy note: Nevada has no state income tax. Federal IRS levies use their own formula.
Key protections and reminders
- • 18% of disposable earnings if gross weekly wage is $770 or less; 25% above that (NRS 31.295)
- • At least $362.50/week (50x federal minimum wage) protected
- • No state income tax — higher disposable earnings
- • Court judgment required for consumer debt garnishment
Run the numbers: three Nevada paychecks
These weekly examples assume roughly 25% of gross pay goes to legally required deductions; the calculator above lets you use your own numbers and pay schedule.
| Gross weekly pay | Est. disposable | Max consumer-debt garnishment |
|---|---|---|
| $800.00 | $600.00 | $150.00 |
| $1,200.00 | $900.00 | $225.00 |
| $2,000.00 | $1,500.00 | $375.00 |
For the full legal picture — process, exemptions, and how to respond — read the companion guide: Nevada Wage Garnishment Laws Explained.
Calculator questions, answered
What are “disposable earnings”?
Your pay after legally required deductions — federal and state taxes, Social Security, and Medicare. Voluntary deductions like health insurance or 401(k) contributions usually do NOT reduce disposable earnings for garnishment purposes. The calculator estimates deductions at 25% of gross; your paystub has the real figure.
How much of my paycheck is completely safe in Nevada?
Weekly disposable earnings at or below $362.50 (50× the federal minimum wage) cannot be touched for consumer debts, and the percentage cap limits what can be taken above that line.
How accurate is this calculator?
It applies the current Nevada and federal formulas to the numbers you enter, but it estimates your deductions and cannot know case-specific court orders. Treat the result as a close estimate, and the court order as the final word. Nevada has no state income tax. Federal IRS levies use their own formula.
What if I have more than one garnishment?
Federal law caps the combined total, and priority matters: child support first, then tax levies, then other debts. A second creditor generally has to wait if the first already takes the legal maximum.