GarnishmentCalc

State-by-State Wage Garnishment Laws

LA Garnishment Law

Louisiana Wage Garnishment Calculator

Louisiana follows the federal Consumer Credit Protection Act for wage garnishment limits. Up to 25% of disposable earnings can be garnished for consumer debts, or the amount exceeding 30 times the federal minimum wage, whichever is less. Louisiana does not provide additional state-level protections beyond the federal baseline for consumer debt garnishment.

Key Louisiana garnishment facts

State abbreviationLA
Consumer debt limit25% of disposable earnings, subject to the 30x minimum wage test
Child support limit50% if supporting another family, 60% otherwise, plus 5% for arrears
Federal student loans15% administrative garnishment cap
State minimum wage$7.25
Minimum wage source used in calculatorFederal minimum wage baseline
Head of household protectionNo additional protection listed
Statute referenceLouisiana Code of Civil Procedure Art. 2411

Additional notes

Louisiana follows federal CCPA limits. The state does not provide additional protections beyond federal law for consumer debt garnishment.

Tax levy note: Louisiana Department of Revenue can levy wages for state tax debts.

Key protections and reminders

  • • Federal CCPA limits apply: 25% of disposable earnings
  • • 30x federal minimum wage ($217.50/week) protected
  • • Court judgment required for consumer debt garnishment
  • • Specific procedures for garnishment in Louisiana civil code