IA Garnishment Law
Iowa follows federal wage garnishment limits under the CCPA but provides additional minimum exemptions. Iowa law ensures that at least $250 per week is exempt from garnishment for single filers, and $400 per week for head of household filers. These minimums can provide greater protection than the federal baseline for lower-income workers.
| State abbreviation | IA |
|---|---|
| Consumer debt limit | 25% of disposable earnings, subject to the 30x minimum wage test |
| Child support limit | 50% if supporting another family, 60% otherwise, plus 5% for arrears |
| Federal student loans | 15% administrative garnishment cap |
| State minimum wage | $7.25 |
| Minimum wage source used in calculator | Federal minimum wage baseline |
| Head of household protection | No additional protection listed |
| Statute reference | Iowa Code §642.21 |
Iowa follows federal CCPA limits. The state requires that a minimum of $250/week (for single filers) or $400/week (for head of household) be exempt from garnishment.
Tax levy note: Iowa Department of Revenue can levy wages for state tax debts.