IN Garnishment Law
Indiana follows the federal Consumer Credit Protection Act for wage garnishment limits. Creditors can garnish up to 25% of your disposable earnings or the amount by which your weekly disposable earnings exceed 30 times the federal minimum wage, whichever is less. Indiana does not provide additional state-level protections beyond the federal baseline for consumer debt garnishment.
| State abbreviation | IN |
|---|---|
| Consumer debt limit | 25% of disposable earnings, subject to the 30x minimum wage test |
| Child support limit | 50% if supporting another family, 60% otherwise, plus 5% for arrears |
| Federal student loans | 15% administrative garnishment cap |
| State minimum wage | $7.25 |
| Minimum wage source used in calculator | Federal minimum wage baseline |
| Head of household protection | No additional protection listed |
| Statute reference | Indiana Code §24-4.5-5-105 |
Indiana follows federal CCPA limits for wage garnishment. The state does not provide additional protections beyond federal law.
Tax levy note: Indiana Department of Revenue can levy wages for state tax debts.