HI Garnishment Law

Hawaii Wage Garnishment Calculator

Hawaii follows federal wage garnishment limits under the Consumer Credit Protection Act, with some additional state-specific procedures. Hawaii law provides that the first $100 per month of wages is exempt from garnishment for consumer debts. The state also has specific requirements for how garnishment orders must be served on employers and the timeline for compliance.

Key Hawaii garnishment facts

State abbreviationHI
Consumer debt limit25% of disposable earnings, subject to the 30x minimum wage test
Child support limit50% if supporting another family, 60% otherwise, plus 5% for arrears
Federal student loans15% administrative garnishment cap
State minimum wage$14.00
Minimum wage source used in calculatorFederal minimum wage baseline
Head of household protectionNo additional protection listed
Statute referenceHawaii Revised Statutes §652

Additional notes

Hawaii follows federal CCPA limits but has specific procedures for garnishment. The first $100 per month of an individual's wages is exempt from garnishment.

Tax levy note: Hawaii Department of Taxation can levy wages for state tax debts.

Key protections and reminders

  • • Federal CCPA limits apply for consumer debt
  • • First $100/month of wages is exempt
  • • Specific employer compliance timelines
  • • Court judgment required for consumer debt garnishment