DE Garnishment Law
Delaware provides stronger wage garnishment protections than federal law for consumer debts. While federal law allows up to 25% of disposable earnings to be garnished, Delaware caps consumer debt garnishment at just 15% of disposable earnings. This makes Delaware one of the more protective states for workers facing wage garnishment from credit card debt, medical bills, and other consumer obligations.
| State abbreviation | DE |
|---|---|
| Consumer debt limit | 15% of disposable earnings, subject to the 30x minimum wage test |
| Child support limit | 50% if supporting another family, 60% otherwise, plus 5% for arrears |
| Federal student loans | 15% administrative garnishment cap |
| State minimum wage | $13.25 |
| Minimum wage source used in calculator | Federal minimum wage baseline |
| Head of household protection | No additional protection listed |
| Statute reference | Delaware Code Title 10, §4913 |
Delaware limits consumer debt garnishment to 15% of disposable earnings, which is more protective than the federal 25% limit.
Tax levy note: Delaware Division of Revenue can levy wages for state tax debts.