CT Garnishment Law

Connecticut Wage Garnishment Calculator

Connecticut provides robust wage garnishment protections, shielding 40 times the higher of the state or federal minimum wage from creditors. With Connecticut's minimum wage at $16.35 per hour, this means $654.00 per week is protected from garnishment — more than triple the federal protection. Connecticut is among the most protective states for wage earners facing consumer debt garnishment.

Key Connecticut garnishment facts

State abbreviationCT
Consumer debt limit25% of disposable earnings, subject to the 40x minimum wage test
Child support limit50% if supporting another family, 60% otherwise, plus 5% for arrears
Federal student loans15% administrative garnishment cap
State minimum wage$16.35
Minimum wage source used in calculatorConnecticut minimum wage
Head of household protectionNo additional protection listed
Statute referenceConnecticut General Statutes §52-361a

Additional notes

Connecticut protects 40 times the state or federal minimum wage (whichever is higher). With Connecticut's $16.35/hr minimum wage, $654.00/week is protected.

Tax levy note: Connecticut Department of Revenue Services can garnish wages for state tax debts.

Key protections and reminders

  • • 40x the higher of state or federal minimum wage protected ($654/week)
  • • Among the most protective states in the nation
  • • Garnishment limited to 25% of disposable earnings
  • • Exemption claims can be filed to further reduce garnishment