Vermont follows the federal CCPA baseline for wage garnishment, allowing creditors to garnish up to 25% of disposable earnings or the amount exceeding 30 times the federal minimum wage, whichever is less.
Vermont Garnishment Process
In Vermont, a creditor must obtain a judgment and file a trustee process. The process is served on your employer. Vermont provides notice requirements and opportunities to claim exemptions.
Use our Vermont Wage Garnishment Calculator to determine your garnishment amount. You can also explore calculators for high-traffic states like California Wage Garnishment Calculator, Texas Wage Garnishment Calculator, and Florida Wage Garnishment Calculator.
Vermont Exemptions
Vermont exempts Social Security, veterans benefits, unemployment compensation, and workers compensation from garnishment. Vermont also provides some protection for retirement benefits. Learn how exemptions work in other states with our States page.
Options
Need Help Beyond the Calculator?
If you're dealing with wage garnishment and need expert advice, professional help may be the fastest path forward. Visit our Resources page to explore vetted options for legal help.
Consider negotiating a settlement or filing an exemption. Compare Vermont with other states at our comparison tool. You might also find helpful insights in blogs like How Much Can Be Garnished From My Paycheck? and Can My Employer Fire Me for Wage Garnishment?.