Utah follows the federal CCPA baseline for wage garnishment, allowing creditors to garnish up to 25% of disposable earnings or the amount exceeding 30 times the federal minimum wage, whichever is less. You can also check other states with our state wage garnishment guides to see how Utah compares.
Utah Garnishment Process
In Utah, a creditor must obtain a judgment and file a writ of garnishment. The writ is served on your employer. Utah uses a continuing garnishment system.
Calculate your garnishment with our Utah Wage Garnishment Calculator or try calculators for other popular states like California Wage Garnishment Calculator, Texas Wage Garnishment Calculator, and Florida Wage Garnishment Calculator.
Utah Exemptions
Utah exempts Social Security, veterans benefits, unemployment compensation, and workers compensation from garnishment. Utah also provides some protection for retirement benefits. Learn more about exemptions in other states at our comparison tool.
Taking Action
Need Help Beyond the Calculator?
If you're dealing with wage garnishment in Utah, professional help may be the fastest path forward. Visit our Resources page to explore vetted options for debt relief.
If facing garnishment in Utah, consider negotiating a settlement or filing an exemption. Also, explore related topics like Can Bonuses, Commissions, Overtime, or Severance Be Garnished? and Can My Employer Fire Me for Wage Garnishment?. Compare Utah with other states at our comparison tool.